Other party insurance company denied to fix my car saying the mechanical problems are not due to accident. Now what can I go in this situation?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 10, 2012

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Insurance Question from Columbus, GA

Asked on 02/10/2012

Other party insurance company denied to fix my car saying the mechanical problems are not due to accident. Now what can I go in this situation? - Accident happened 20 days ago, other driver was at fault. So I contacted other party insurance company.- My car got hit in the rear bumper with full force- Due to accident my car got body damage and mechanical problems.- Other party Ins. company paid for body damage.- But they denied to fix the mechanical problem saying the problems are not because of the accident.

Answer given on February 19, 2012

If your car is damaged in an auto accident, the other company is required to repair the car, or if it is a total, pay the actual cash value of the car.In your instance you are claiming that mechanical problems arose becauxe of the accident. You didn’t say what the problems were, but if the car was rear-ended and the mechanical problems occurred in the front of the car, it may be difficult to prove they were caused by the accident.Did the mechanic tell you the mechanical problems were caused by the accident? If so, they need to talk to the adjuster about this and give an explanation as to whey they feel the two are connected. If that doesn’t work, ask to speak to a supervisor about this. They may be willing to pay all or part of the mechanical issues with your car, but there must be some sort of connection between the two issues.


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