Olive Garden Delivery Auto Insurance: Requirements & Rates for 2021

You will need to buy Olive Garden delivery driver auto insurance since the Olive Garden does not provide its drivers with auto insurance coverage in most cases. You will likely need to carry a commercial or business use Olive Garden auto insurance policy to ensure coverage in the event of an accident. The average monthly rate for an Olive Garden commercial auto insurance policy is $237. Companies like GEICO may offer discounts for delivery drivers to lessen the blow of the cost of a commercial policy.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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  • Olive Garden does not typically provide its delivery drivers with auto insurance
  • Your personal auto insurance policy is not going to cover an accident when driving for work
  • If driving your vehicle for work, you will need to carry a commercial policy or add business use to your policy

Olive Garden delivery auto insurance is not quite the same as a standard policy. When you drive for your job, you need to make sure you have the correct type of coverage if an accident were to occur.

While Olive Garden is not typically going to provide its drivers with a commercial or business policy, it is simple enough to acquire what you need. The right policy will ensure you and your vehicle are covered in the case of an accident.

By carrying a commercial auto insurance policy or adding a business policy to your current one, you can avoid the need to hire a car accident lawyer. This will keep you working hard and earning the money you need to survive.

To quickly compare Olive Garden delivery driver auto insurance quotes from various companies, enter your ZIP code now.

Does Olive Garden offer delivery vehicle insurance to its drivers?

Typically, this would be able to be answered with a simple yes or no. However, with Olive Garden, things work a bit differently. They will provide their delivery drivers with insurance if the driver is using a company vehicle.

Some franchises do include a non-owners insurance policy that would list you and your vehicle on their policy to give you coverage during deliveries. The policy would meet state minimum insurance requirements, and typically they require you to have a clean driving record.

Not all Olive Garden locations will offer this, but it is something to look into if you plan on being an Olive Garden delivery driver.

Additionally, you can add business use to your personal policy to provide you with adequate coverage. Not all insurance companies offer a business policy that can be paired with your individual policy, but it can be found from many of the top-rated insurance companies.

Here is a look at what commercial policy rates may cost based on the type of vehicle you drive.

Average Minimum and Maximum Auto Insurance Rates for Commercial Auto Insurance by Vehicle Type
Vehicle TypeMinimum Monthly Commercial Auto Insurance RatesMaximum Monthly Commercial Auto Insurance Rates
Delivery Van$275$516
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But who offers the best rates for delivery drivers?

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Who offers the best Olive Garden delivery driver auto insurance rates?

You can find affordable Olive Garden delivery driver auto insurance from a variety of different companies. Many discounts can help you afford a commercial policy as they tend to be a bit more expensive.

Companies like GEICO and Progressive are known for offering excellent rates regardless of if you are looking for car insurance for part-time delivery drivers or you drive full-time. These companies have a ton of discounts and can help guide you to the perfect policy for your driving life.

Here is a look at sample rates from Progressive for Olive Garden delivery driver auto insurance.

Progressive Olive Garden Delivery Driver Average Monthly Auto Insurance Rates by Policy
Type of Auto Insurance CoverageSample Monthly Rates from ProgressiveSample of Monthly Rate Increase (Compared to a Personal Policy Alone)
Personal Auto Insurance (No Delivery)$105.83N/A
Personal Auto Insurance (Delivery)No Coverage AvailableNo Coverage Available
Business + Personal Auto Insurance (Food Delivery)$296.83180.47%
Business Only Auto Insurance (Food Delivery)$273.08158.03%
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Finding the cheapest delivery driver auto insurance will take some shopping around, but at the end of the day, it can save you a small fortune.

For the most affordable Olive Garden delivery driver auto insurance options, enter your ZIP code now and start saving today.

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