No notification of non renewal of an auto insurance policy
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UPDATED: Dec 9, 2017
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Insurance Question from Cornelius, OR
Asked on 12/09/2017
No notification of non renewal of an auto insurance policy My insurance company failed to inform me of a nonrenewal. The coverage ended on 11/27/2017. Last evening my vehicle was rear ended. The insurance company admitted that they never advised of of the non renewal. I only became aware of it when I called to report the accident. Arenâ€™t they legally required to give me notice?
Answer given on January 02, 2018
If an insurance company is non renewing an automobile policy, they are required to send notice to the insured. The usual notice is 30 or 60 days before the expiration date. If they do not send proper notice then they should respond to the claim you submitted.
You say the company confirmed they did not send notice. Hopefully you have the name of the person who said this as they could come back and say notice was sent. Talk to a supervisor in the claims department to see if they will honor the claim since notice was not sent. If they refuse you may have to contact the Dept of Insurance for assistance in this claim. However, you should immediately search for replacement insurance since your current company will send the proper non renewal notice quickly. If your non renewal was due to claims or driving record you may have trouble finding replacement insurance so start searching right away.
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