MY NEIGHBOR HAS ASK ME TO REMOVE A OAK TREE THAT THEY FEEL IS DANGER TO THEIR HOME AS THE BRANCHES ARE CLOSE TO THEIR HOME. DO I HAVE TO TAKE THE TREE
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UPDATED: Sep 21, 2011
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Insurance Question from West Bradford, PA
Asked on 09/21/2011
MY NEIGHBOR HAS ASK ME TO REMOVE A OAK TREE THAT THEY FEEL IS DANGER TO THEIR HOME AS THE BRANCHES ARE CLOSE TO THEIR HOME. DO I HAVE TO TAKE THE TREE DOWN BECAUSE THEY ASK ME TO JUST IN CASE A STRONG WIND MIGHT BLOW THE BRANCHES ONTO THE HOME
Answer given on September 23, 2011
As a homeowner, you are expected to maintain your property, including trees to prevent damages to your home and your neighbors. The homeowner policy for your neighbors will pay for damages to their home, even if your tree falls or branches fall and damage the home. However, if it is proven that you were aware of the danger of damage or injury due to the condition of the tree, you can be help legally liable for the damages. If you agree that the tree needs servicing, I would recommend that you get estimates for trimming back the tree, or taking it down. This could work out to a much less expensive proposition than a lawsuit after the fact if the tree comes down. the tree service company can confirm if the tree is healthy or not and make suggestions as to the best way to address it. If you and your neighbors are friendly, they may be willing to help pay for taking the tree down, since they are concerned.
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