My insurance went up from $912.47 last year to $2007.08 this year is that legal?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Sep 20, 2012

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Insurance Question from Avon Park, FL

Asked on 09/20/2012

My insurance went up from $912.47 last year to $2007.08 this year is that legal? Castle Key indemnity Co. (changed from Allstate Ins.) a few years ago.

Answer given on September 26, 2012

Most insurance companies must file for a rate adjustment through the Dept of Insurance in that particular state. The Dept of Insurance usually requires paperwork from the insurance company to validate the requested rate increase.In your case the insurance company changed from one company to another. The rates you were receiving from the first insurance company may not have any relation to the rates of the new insurance company. You should call your agent or compnay to have them explain the dramatic rate increase. You have the right to seek other quotes from other insurance companies. If you have not had any losses, you should be able to find another reputable insurance company that will offer you a better rate. While Florida does have issues with hurricane losses, you still should be able to find another insurance company. However, if you have had losses, you may find it difficult to find better costs.

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