Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 20, 2020

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For starters. Check your policy or employee booklet for the company’s appeal procedures. Then phone and speak to a representative and ask why it rejected the claim. If still unsuccessful, contact your state’s insurance regulatory office for help. Usually a company will be more inclined to resolve a dispute after the state office jumps in on your behalf.

In some states, there is a procedure for “external review” of your dispute, which means an independent panel will review your case.