My Husband Just Got A DUI. The Company Said They Are Going To Cancel My Policy. What Are My Options?

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Sep 15, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

The insurance company is very concerned when a client receives a major violation such as DUI. In addition, most states suspend or revoke the license of the offending driver. The company has the right to cancel a policy when the driver is no longer licensed to drive. They can cancel with just a 10-20 notice in that case. If the license is not suspended, but the ticket shows on the driver’s record, the company can non-renew the insurance as of the next renewal date. You have a couple of options in this case. Presuming your husband is not driving at this time, you can have him excluded from the policy. This exclusion usually needs to be acknowledged by you, the policy holder, and the driver in question. This means there is NO insurance in the event he drives the car.The other option is to obtain a separate policy for him and a car he will use (presuming he has a valid license). There are several companies available which will write insurance on “high risk” drivers. However, your company may still want to exclude him from your policy for the remaining auto(s).

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption