Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Sep 15, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance companies always want to know about all drivers in a household. Even if she’s got coverage, insurance follows the car, and she needs to be listed as a member of your household and a driver of your car. Since you each have your own insurance your driving records should not affect each other’s insurance. Of course, if you have an at fault accident in someone else’s car your rates could go up even though your company did not have to pay anything. Multiple incidents in one another’s car could cause the insurance company to take adverse action, such as excluding the other driver.