My Employer’s Policy’s Definition Of Disability Does Not Match Mine. Does It Make Sense To Supplement Its Policy With One Of My Own?
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Written by
Jeffrey Johnson
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UPDATED: Jul 16, 2021
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Probably. Most people are underinsured for disability and could benefit from supplementing their employer-provided coverage. You should study the details of your employer-provided plan and make sure that you design the right kind of supplemental coverage — appropriate amounts, waiting period, etc.