Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Sep 15, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Call your health insurance company and ask to “split the contract”. You will keep the same benefits but your rate will reflect only your age, zip code, and (in some States) sex instead of a family rate. Consult an attorney regarding the insurance contract when you get divorce or separation advice, too: depending upon the court’s definition of support, you may have your former partner pay for the plan or you may find yourself paying for your former partner’s plan. Regardless of who pays, a divorce requires separation of the contracts as you are no longer “dependent status” or “family plan”.