My car ins is canceling due to claims … I have a prem due today should i pay or search other ins. companies

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Oct 12, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Boiling Springs, SC

Asked on 10/12/2011

My car ins is canceling due to claims … I have a prem due today should i pay or search other ins. companies My policy cancels tonight at midnight and today I rec. a letter that due to my claims they are canceling my policy on nov. 13th what should i do I mean will I need money to buy ins somewhere elese so should i go ahead and let it cancel and go tom and buy a new policy???

Answer given on October 13, 2011

If your auto insurance is being cancelled due to claims, it may not be easy to find replacement coverage immediately. I would recommend you pay the installment due on your existing policy since this will give you additional time to find replacement insurance.Many insurance companies will not write auto insurance if you have been cancelled or non renewed by another company, or if you have excessive claims. You may need to find a specialty insurance company that insures drivers who have claims or ticket issues. Sometimes a higher deductible may be required to help defray any future claims.You can contact a local independent agent who represents several insurance companies, including those who will write high risk policies. You can also find some of the companies on the internet but you need to be sure you understand the limitations of the policy. That is why it may be better to speak to an agent who can explain all options you may have and the differences between some of the companies.


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption