My car hit in my driveway by someone else

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jun 20, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Hazel Green, AL

Asked on 06/20/2017

My car hit in my driveway by someone else While backing out of my driveway my car was hit on driverside door by another motorist in their car what is my responsibility in the matter

Answer given on June 25, 2017

If you were backing your car out of your driveway and were struck by another car on the street, the accident would be considered your fault.  When you are backing, it is your responsibility to be sure the roadway is clear before you complete backing out.  Even if you feel the other driver was not paying attention, they have the right of way since they are on the roadway and you are entering it.

You should report this to your insurance company to arrange payment for the damage to the other car. If you have collision coverage on your car, your insurance company will pay for those damages, less your deductible.  Depending upon the total amount of damage, your insurance rates could increase since this would be considered an at fault accident.  It is not recommended to try to settle this yourself, since there was another person involved and they have a year or more to file a bodily injury claim. If you try to settle, your insurance company can deny coverage in case of later claimed bodily injury.

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption