Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 9, 2018

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Insurance Question from Alafaya, FL

Asked on 08/09/2018

My 17 year old son lives in Florida with his Florida driver license, but is still required to carry a NY based auto policy from his previous address in NY according to Allstate insurance. He currently does not live with either one of his parents. Still paying for his NY policy even though he no longer lives in NY

Answer given on August 28, 2018

If your son lives in Florida and has a Florida license, it makes no sense that your insurance company would require him to have an automobile policy in the state where he used to live.

Have him get auto insurance in the current state where he lives. If he needs to provide proof of auto insurance previously, he can provid the Allstate insurance policy. The new insurance company ca confirm there is/was insurance in force at the time he moved to Florida.  As his parents you should refer your insurance company to your son’s new insurance policy number. That should satisfy them to keep them from charging for your son’s driving record and driving experience.

If this does not work ask the new insurance company to talk to the New York policy and they should be able to work it out.


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