married living apart. is the wifes auto info required for husbands auto policy

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 20, 2010

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Insurance Question from Scottsville, NY

Asked on 07/20/2010

married living apart. is the wifes auto info required for husbands auto policy only been married 6 months. my spouse has never taken up residence where i live. we live apart. am i required to give my auto insurance info to his insurance co. for his auto policy. he has not driven in a number of years. if so why is this needed

Answer given on July 21, 2010

Insurance companies want to know about all possible drivers in the household. If you are married, they would presume that you are living together.  Most likely, your insurance company is asking for his information and his company is asking for yours. 

You say your husband has not driven for a number of years.  If so, who is driving his car?  Perhaps you mean he hasn’t driven your car, but that is not what your question indicates.

You and your husband should speak with your insurance agents.  You each may be able to say you do not drive each other’s car since you do not live together.  You could simply provide each agent with the other’s insurance company and policy number and then all will be settled.

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