Marco’s Pizza Auto Insurance: Requirements & Rates for 2021

When you’re looking for Marco’s Pizza auto insurance, you’ll need to shop around. Since Marco’s Pizza delivery drivers are required to use personal vehicles, you’ll need to buy your own coverage. For food delivery insurance, you’ll need both a personal auto insurance policy and commercial coverage (like GEICO commercial auto) or a delivery driver add-on.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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  • Marco’s Pizza delivery drivers must be 18, have a high school diploma, a valid driver’s license, and use their own vehicles
  • You’ll need to buy your own insurance coverage as a Marco’s Pizza delivery driver
  • You’ll probably need both personal and commercial auto insurance coverage as a delivery driver

Are you a Marco’s Pizza delivery driver? If so, it’s important to have the right auto insurance coverage. And you probably have some questions.

Does Marco’s Pizza offer car insurance? Can you buy Marco’s Pizza auto insurance? How much are average Marco’s Pizza auto insurance quotes? What are Marco’s Pizza auto insurance requirements? Will you need to hire a car accident lawyer after an accident? Is a personal policy enough, or do you need commercial coverage like GEICO commercial auto (or something similar from another company)? Read this article to find out.

Before you read this Marco’s Pizza car insurance overview, why not use your ZIP code in the free tool on this page to start comparing insurance for food delivery drivers from companies in your area?

What kind of auto insurance do you need as a Marco’s Pizza delivery driver?

Do you have to have car insurance to be a delivery driver? Marco’s Pizza doesn’t specifically call out insurance requirements for its delivery drivers. However, the company does require the following:

  • You must be at least 18
  • You must have a valid driver’s license
  • You must have a high school diploma or diploma equivalent
  • You must use your own vehicle

Since you have to use your vehicle, you’re only technically required to maintain the coverage necessary to drive it legally. But you’ll probably need commercial coverage as well because your personal policy won’t be enough. Most personal car insurance policies don’t cover regularly using your vehicle for business reasons.

You may be wondering if Marco’s Pizza is financially liable for your vehicle damages if you’re in an accident while on the job, and the answer is it depends. Who is at fault, individual state laws, and specific circumstances all play a part. Regardless, you should ask to see a copy of Marco’s Pizza’s commercial liability policy and speak with your insurance agent for more.

Its especially important that you have the right coverage as a delivery driver because according to Crosley Law, delivery drivers are among the most at risk for vehicle accidents and fatalities, as compared to other occupations. So, where can you get the right coverage? Keep reading to find out.

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Where can you get delivery driver auto insurance for Marco’s Pizza?

You’ll be able to buy a commercial policy from most major insurers, and often you can work with your existing insurance company to add a commercial policy to your personal coverage. This can get expensive, though. With commercial coverage, you’ll see an increase of around $150 per month in your Marco’s Pizza auto insurance rates.

If you’re looking for a more affordable Marco’s Pizza auto insurance option, you can ask about a delivery driver add-on, which is available from companies like:

  • Crump Property & Casualty
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

You can also compare rates from at least three companies to make sure you’re getting the best bang for your buck.

Marco’s Pizza Auto Insurance: The Bottom Line

Marco’s Pizza doesn’t sell or offer coverage to its delivery drivers. Instead, you’ll need to get your own coverage. The personal policy on your vehicle may not be sufficient. You should consider purchasing a commercial policy or a delivery driver add-on.

Now that you’ve read our Marco’s Pizza auto insurance review, use your ZIP code to compare rates for food delivery insurance from providers where you live.

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Enter your ZIP code below to compare cheap insurance rates.

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