looking at a dog. if he were to bite another animal on our property what would happen? what if it was a person?
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UPDATED: Jun 27, 2012
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Insurance Question from New Richland, MN
Asked on 06/27/2012
looking at a dog. if he were to bite another animal on our property what would happen? what if it was a person? NULL
Answer given on June 27, 2012
If you have a dog that bites someone, your homeowner insurance will pay for the medical expenses as well as any settlement determined by the courts. Dog bites are the largest claims that homeowner insurance companies face. The medical payments are a portion, but courts give high settlement damages against the owner of the dog, and that is covered by the homeowner insurance policy.Obviously, more vicious breeds are of great concern to the insurance company and many companies will not write insurance if you have a dog in those breeds.Once your dog bites someone, many insurance companies will demand that you get rid of the dog or your insurance will be cancelled. If you are cancelled for this reason you will find it very hard, if not impossible to find a replacement policy.If you decide to get a dog, consider its reputation regarding aggresive behavior and stay away from such a dog. You might also go to the local SPCA as they work hard to know the personality of dogs they put up for adoption.
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