Lincoln Heritage Life
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Written by
Jeffrey Johnson
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UPDATED: Jun 4, 2021
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2013 Results: Assets: $740.82 million Premiums: $346.932 million Capital: $2.5 million Total Liabilities: $639.644 million
Company Overview:
Company History: Founded in 1963 by Jack Londen, Lincoln Heritage has grown through the strategic acquisition of at least 25 insurance carriers. The company is the number-one insurance carrier of Final Expense Insurance.
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Principle Sales Methods: Independent agents and brokers. Lincoln Heritage Life Insurance employs over 6,000 agents nationwide.
Life Annuity Business: The Lincoln Heritage Life Insurance company offers a variety of life insurance products including whole, term, and universal life insurance.
Health Business: Lincoln Heritage sells Medicare Select and Supplement insurance.
These sharks prey on elderly people on fixed incomes who have difficulties making sound decisions on their own.
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Company fills a need for people who either haven’t prepared or cannot qualify for other more stringent insurance company requirements. They also have a Funeral Preplanning element that is outstanding.
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better off putting your money in the bank
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Great people!
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Thank God for this insurance company. It was there for us when we needed it. I highly reccommend it.
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Was mislead by agent as to his connection with our local funeral home.
Was mislead by agent as to interest rates on policy; over 20%!!
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Inquired about life insurance policy. No real comments. Checking validity of company.
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This company is robbery. Done by con artists on the prowl.
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they take a long time to take accion in cases and when they do they break they promises
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It is too expensive. there are other final expense insurances that does not asks health questions, are more affordable and have better benefit.
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The best company out there Period Best value for the money Wholelife policy that automatically builds a cash savings account. Accident death benefits up to 100k and the FCGS funeral planning are outstanding. The FCGS even negotiates for the family so that any remaining monies go to the family. We love it. All inclusive program. And as a couple that travels transport of our body back home anywhere in the world if death occurs outside our local area is a huge plus.
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Great coverage great price
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Awesome company Payout was fast without hassle. Very nice people during a difficult time. Thank you Lincoln heritage
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I have had a life insurance policy for 30 years. I have been happy with their service. the only problem I have is you cannot set up an account online with a user Id and passwordI have a annuity life insurance policy and it would be nice get information from the company through a secure website.
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Buyer beware Their agents are the most uneducated and highly unethical people out there. They prey on people who don’t know much about insurance. They will rob you blind and they honestly think the FCGS makes up for it. Do your research if you like the FCGS save yourself some money and just buy it for 5.95 a month. Don’t pay twice as much for insurance just to get the funeral planning.
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Total rip off look for lower rates elsewhere. I was paying 3x as much for this company. I got insurance through a broker received the funeral planning at no-cost and can arrange a 24hr payout Total rip-off don’t buy Lincoln Heritage
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Great people. the agent was so nice he called me and made it so simple took care of my policy with out coming to my house. thank you
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They gave me insurance where others would not or would charge me over 100 a month….thanks lincoln heritage….
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Their Burial Ins. is a fraud/scam by charging poor helpless seniors triple the premiums. My mother had a Lincoln Heritage Burial Ins. for 11 yrs. charged her 47/month. She paid over 6000 into it and found out that she was going to be charged this amt. for 30 yrs. The policy was only for 8000…you do the math. She canceled the policy and received a 2100 check. Lincoln Heritage is a total rip off.
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The Agent was so nice she called twice to make sure everything was in order.They gave me a policy when no one else would under a 100.00.THANKS
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Just had an representative from this company come to my door. He was very insistent with the doorbell. When I asked that he identify himself before I opened the door, he just kept shouting names and continuously spoke to me in Spanish. I was so exasperated that I opened the door and told him those persons do not live here and told him that he needs to identify himself. If he has a badge, why does he not show it through the glass. He responded with ‘are you so and so’. Not the point. What an idiot This person has this insurance company’s logo all over – this company needs to do a better job selecting their salespeople. I would never do business with them.
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Just discovered that my 94-year-old mother has been paying monthly for 13 years on a 3,000 final expenses policy. At this point she has paid more than 8,000 on a policy that won’t have a 3,000 cash value for another 5 years. She is in good health and could live another 5 years By then she will have paid another 3,500. So what kind of value is a 3,000 policy for total payments of over 11,000 This is a completely unethical scam that Lincoln Heritage is pulling on senior citizens. I may go to the Insurance Commission in my state to file a complaint.
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Am waiting now for my policy claims money back now ,done burial my mom’s already had to pay a out of pocket deposit on that cause they wouldn’t accept her policy, don’t ask me why cause I know it was good
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I chose Lincoln Heritage, it didn’t choose me. It is explained carefully and explicitly. I know of many folks who has nad no hassle when the time comes to bury a loved one. Local office here in town if there are any questions. Caring, God fearing and honest agents work for this honest company. Honesty is the best policy and if you already have a good plan, they don’t knock it.
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They saved me 4580 on my mothers funeral She had the foresight to purchase a 20,000 plan 2 years ago and I got to keep over half of it because of FCGS, not to mention getting the money in less than 1 day
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