BACK TO LIFE INSURANCE Q & AS My Insurance Agent Recommended A Term Policy. What Are Some Considerations?
You need to ask yourself some questions
→ Read MoreTypes Of Life Insurance Policies
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
If My Agent Recommends A Cash Value Policy, What Should I Consider?
If you expect to have a continuing need for at least some life insurance throughout your life, you may want to consider a cash value policy
→ Read MoreI was told by an insurance agent that I should buy cash value insurance to create some forced savings. Is that a good way to accumulate some savings?
If you have difficulty saving any money it could be a way to accumulate a small “nest egg.” But for many people, a better way…
→ Read MoreI Buy No-Load Funds, Shop At Discount Stores, And Use Coupons At The Food Store. I Don’t Need A Lot Of Hand-Holding. So How Can I Avoid Paying High Commissions To Buy Life Insurance?
Some companies sell direct (by phone or mail or Internet) and have no agents
→ Read MoreI Am On A Tight Budget. Where Can I Find The Most Coverage For The “Leastest”?
Check online quote services and consumer publications that rank insurance plans
→ Read MoreHow Does Cash Value Differ From Term?
In addition to providing a death benefit, cash value life insurance also accumulates a fund that can be used to pay future premiums or serve as a form of savings
→ Read MoreHow do I protect my family from losing our house if I die while still having a mortgage to pay?
The preferred way to cover this need is to purchase what may be described as a “decreasing term insurance policy”. Most insurance companies offer policies that are specifically tailored to match the declining principal balance of your particular mortgage.
→ Read More