Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Nov 22, 2011

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Insurance Question from Holiday Hills, IL

Asked on 11/22/2011

Supplement paid up policy issued to me in 1970 My exhusband recently passed away, and left a supplement paid up policy in my name. I sent back the forms to the insurance company over a month ago, and have called for the status of that policy. I am still waiting. The insurance co. paid out the original claim to his present wife within the norm of 10 days.Apparantly this supplement was forgotten until his death. What could possibly be the problem w hy is it taking so long? Is there interest on the face value that accumulates?

Answer given on November 23, 2011

Write the insurance company a letter asking for status in writing of your claim to the death benefit to which you are the beneficiary. Advise them in the letter the date you sent your paper work back to them.  Request when they expect to make payment on the claim and to be advise of any reason for the delay in payment.  It could be your death benefit is being contested.  It could be that they are just slow in payment.  If you still find that you are not getting a response, contact your Department of Insurance for your state and file a complaint.  Advise that you feel that they are delaying your payment in bad faith.  Make sure you copy the insurance company on your complaint.  If you still feel you are not making any progress on receiving you death benefit, you may need a lawyer to intervene.  Click here to find a lawyer in your area that will be able to work on your behalf to get your death benefit claim resolved.    


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