Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Oct 26, 2011

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Insurance Question from Fort Trumbull, CT

Asked on 10/26/2011

My partners father passed away, his mom is the beneficary. Why does the insurance company need a copy of the divorce papers? The divorce was in 08, and dad left the policy to mom.

Answer given on October 28, 2011

You didn’t state whether this was a group life insurance policy from his employer or if it was an individual policy.  In the beginning you state he left it to his mom and then you stated “dad left the policy to mom”– possibly his ex-wife. Sometimes state law demands that 401K and possible any group insurance proceeds be left to a wife.  Thus they may be verifying that there was a divorce. Because it was unclear in your question if the beneficiary is HIS mother or HIS ex-wife, I am unsure of the train of thought of the insurance company. Ask the insurance claim rep for their reasoning on requesting the divorce decree.  They probably will explain why it is necessary.  If you find the life insurance benefits are being contested or the life insurance death benefits are being denied by the insurance company, contact a life insurance attorney in your area that will be able to help you recover the death benefit. Consultations are usually free.        

  


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