You will be notified to make a payment to reduce the loan plus interest to a value that the policy can support→ Read More
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The State took money from an old life insurance policy that I had forgotten about as unclaimed property. Can I get it back?
State Governments routinely take money from insurance or bank accounts after a specified time of inactivity. If you have such a policy, you can send a written request to the State Government identifying the account and request that it be returned to you. The insurance company that issued the policy should be able to provide the address of where you should send your request.→ Read More
My company has an on-site office at my place of employment where an insurance agent comes each week to answer insurance questions about insurance and sell additional insurance to employees. Is this a good way to buy life insurance?
Buying life insurance from an agent located at your work is a good way if you have confidence in the agent and the company the agent represents.→ Read More
I Was Treated For Cancer About 8 Years Ago And The Physicans Have Said That I Was Completely Cured. Can I Be Turned Down For Coverage?
This varies by company Each life insurance company has its own standards for underwriting→ Read More
I have heard that life insurance premiums for women are lower than the life insurance premiums for men? Is this true? And what is the reason for this?
The reason for the lower premiums is that statistics indicate that women tend to live longer than men. As a result, the probability of having to pay a death claim is lower for women at each age.→ Read More
I have a problem with my life insurance that I have been unable to resolve with my insurance agent. Where do I go next for help?
If you are unable to resolve your differences with your life insurance agent, you can contact the present of the insurance company and/or file a complaint with the state Insurance Department.→ Read More
The interest will be added to the value of the loan as long as there is sufficient cash value to cover the loan plus interest→ Read More
How do I know that my insurance company will not declare my life insurance policy invalid as a result of a mistake I might have made years ago on my application for the insurance?
Life Insurance policies have a definite and stated period to discover any mistaken or false statements on the application, but after that period passes, the insurance company usually honorts the policy as written.→ Read More
Many insurance companies have agents or customer service representatives who speak in languages other than English in order to address the needs of their non-English speaking→ Read More
Are The Values Of My Life Insurance Policy Exempt From The Claims Of Creditors Or From Bankruptcy Proceedings?
Yes Your life insurance policy is generally exempt from the claims of creditors and from bankruptcy proceedings→ Read More