How will my single lifestyle affect policy underwriting?

Many singles live riskier lifestyles and that could affect an underwriting decision, where you have a higher premium because of your riskier lifestyle. Another factor considered by underwriters when determining whether or not to issue your life insurance policy is moral turpitude.

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As a single person, how much life insurance do I need?

As a single individual, you don’t have a spouse or children to support after your death but you may still want to leave a legacy for those that you love. When determining the right amount of insurance for you, you must decide what the goal of your death benefit is and how much money you’ll need from an insurance policy to achieve that goal

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