is it legal to plate and insure a car in mi. and drive it in fl. and store it in fl. for the summer

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 25, 2015

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Insurance Question from Lincoln Park, MI

Asked on 01/25/2015

is it legal to plate and insure a car in mi. and drive it in fl. and store it in fl. for the summer i owen two cars in mi. spend my winters in fl. with wife and wish to leave the one car there and the wife can use it what do i have to do to be lagal

Answer given on January 27, 2015

If you live in Mi you should insure the car in that state. The car is covered if you drive it in any other state, even if insured in Mi even if the other state has no fault insurance, your insurance will protect you in the event of an accident. If you decide to store the car in another state on a permanent basis, you should insure it in that state, unless it is not a permanent situation.If you own a home in both states and one car will be spending most of its time in the other state, you should consider insuring it there full time. You may want to ask your insurance company about it, but there is no requirement that you do so. You might also determine the least expensive way to register and insure the car.


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