Is filing a false vehicle theft report insurance fraud?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Feb 3, 2012
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Rome, GA
Asked on 02/03/2012
Is filing a false vehicle theft report insurance fraud? NULL
Answer given on February 05, 2012
The question about filing a false vehicle theft report as fraud should be a question that really does not need to be asked.Filing any false police report is against the law. A false vehicle theft also involves insurance fraud which can result in the inability to obtain auto insurance in the future as well as any legal ramifications. It is hard to imagine why anyone would knowlingly file such a report. the insurance company would investigate any vehicle theft and would most likely discover the fraudulent report. The claim would be denied, the authorities would be notified and your insurance would almost certainly be cancelled immediately. You would not be able to obtain insurance from that insurance company and most other companies would learn of the fraud and deny your request for insurance.If you have already filed the report, I would suggest you call your insurance company and withdraw the claim. Then call the police and withdraw the report. Hopefully it is not too late to undo this.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.