Is a life insurance policy considered community property in my divorce?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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If you live in a community property state and your permanent life insurance policy was purchased during your marriage then it could be considered community property and you may need to surrender some of the value of the policy as part of the divorce decree. Even if you remove your spouse as beneficiary before you divorce, if you live in a community property state and do not get permission from your spouse to remove them, then some or all of your death benefit may revert to them.

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