Involved in a car acciedent and did not have insurance, can I fight the at faukt charge?

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Aug 26, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Portsmouth, VA

Asked on 08/26/2012

Involved in a car acciedent and did not have insurance, can I fight the at faukt charge? I was involved in a car accident a little over a year ago. I left a stop sign and was hit by a vehicle. The other vehicle had the right of way. I was charged for failure to yield. I believe that the other vehicle was speeding, I honestly did not see him coming. I was driving a 93 Cadillac Deville, which was turned 90 degrees and pushed about 500 feet into a telephone pole. My car was totaled. The other driver was driving down a local city st , speed limit 35 mph, 6000 damage to his vehicle. I am being sued by his insurance company for the property damage, because I was uninsured. Advice

Answer given on August 28, 2012

If you were at fault in an auto accident and had no insurance, then you are in violation of the law requiring that you have insurance.You can fight the charge of being at fault, but you were at a stop sign and did not have the right of way for the intersection. Without witnesses to prove the other party was speeding, and if the police did not charge the other party with speeding, you will find it difficult, if not impossible, to prove your side. You will need to go to court and the fact that you were driving without insurance is not going to work in your favor.The insurance company for the other driver does have the duty to try to recover the damages they paid out for thier insured. They can pursue this in court and you will be expected to reimburse them for the damages. You can work out a payment plan with them.

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption