PIP (personal injury protection)
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UPDATED: Aug 14, 2020
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commonly referred to as “no-fault” insurance. This was designed to pay promptly — regardless of fault or negligence — for actual economic losses (e.g., medical expenses, lost earnings, and other reasonable and necessary expenses related to injuries sustained) to a driver or passenger injured in the car and to pedestrians injured by your car, because of its use or operation. It applies to personal injuries only, not for physical damages to the vehicle.