Insurance claim denied what do I do next

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Nov 8, 2018

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Insurance Question from Grattan, NE

Asked on 11/08/2018

Insurance claim denied what do I do next Insurance claim denied what do I do next my friends 16-year-old daughter backed into my car and left the scene without telling anybody later that evening I noticed the damage I called her mother she said she would check the car out when she came home to days later I want to the house and checked it here with the image to the car and her car I did not file please report because she left the scene and I didn’t want her to get in trouble but I did call the insurance company come Monday and tell them what happened and they told me they couldn’t file a claim after two weeks of calling them every day because her grandparents the policyholder Denied liability for the accident so I filed a claim with my insurance who then denied it because I do not have a coverage and then ran a check on their insurance couldn’t find any insurance so then I called back to the agent demanding a exclamation why they would not File A claim for me and ended up getting the policy info soI called my insurance company back and asked them to file a claim for me through their insurance which was done and now a month later they are denying my claim because the 17-year-old said she didn’t do it even though there is sufficient as evidence that she did After the agent screwed me around for two weeks then I went down to the police station and tried to file a report but it has been 14 days so I was not able to I guess you’re in though he told me he would file it but he didn’t

Answer given on November 12, 2018

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