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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 16, 2012

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Insurance Question from Metairie, LA

Asked on 03/16/2012

insurance and registered owner My friend is a registered owner to a car, he had insurance then I have the car and now have the car insured under my name with the registration still in his. He cancelled his insurance... Will he get a penalty from DMV for him not having insurance or since the car is insured now is that ok.

Answer given on March 23, 2012

If you purchased a car from a private party, you usually have 10 to 20 days to re-register the car. You were right to get the insurance in place, and I presume your friend thought you had already transferred the title to your name, since he cancelled his insurance.You didn’t indicate there is an accident involving the car, and hopefully there has not been one. You need to go to DMV and get the car registered in your name. That should clear up any problems regarding the ownership and insurance on the car.When your friend cancelled the insurance, he may also have sent paperwork to the DMV advising them that he had sold the car. If so, now you could be in trouble for not registering the car in a timely manner, even though you have insured it. The sooner you go to DMV and get the car re-registered, the better.

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