Individual ins for my 17 year old son
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UPDATED: Sep 6, 2010
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Insurance Question from Lakewood Village, TX
Asked on 09/06/2010
Individual ins for my 17 year old son Hi,We have auto ins from your company for 5 members (Same ins plan). I want health in for my 17 year old son as he is an athlete in high school. Please give me some information that how can I buy ins just for himThanks,Nazleen [email protected](469) 867-6257
Answer given on September 07, 2010
You can get your son an individual policy pretty easily, provided he doesn’t have any serious health issues. Check with some of the sites that offer individual insurance in Texas, like this one:
That’s a list from the Texas Department of Insurance of all carriers that provide individual policies.
I would stick with the larger ones like Anthem, Aetna, Golden Rule, Humana, John Alden. The larger the carrier, the more likely they are to have better rates.
Get something with a high deductible/HSA compatible. I’m 42 and my plan with a $5,000 HSA is only about $70 a month. No sense in adding him to your group plan if you have the individual option available. This way he owns the policy, even if you would lost your job and insurance.
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