In North Carolina, If your parents take you off their insurance and you don't have your own policy will your license be revoked?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 18, 2019

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Insurance Question from Marshville, NC

Asked on 06/18/2019

In North Carolina, If your parents take you off their insurance and you don't have your own policy will your license be revoked? Can one keep their license if their parents take them off of their insurance.

Answer given on June 24, 2019

If you do not own a car, and you were simply removed from your parent’s automobile insurance policy, you should not have an issue with the driver’s license being revoked. However, if you have a bad driving record, and are required to provide proof of automobile insurance to the DMV, then you will need to obtain a policy that will meet that requirement. It is often referred to as a “non owned” automobile insurance policy. It is liability insurance for you, in the event that you drive someone else’s car.

If you own a car, and you were removed due to your driving record, or because you no longer live at home, you will need to replace the insurance on your car as soon as possible. Usually the registration of the car is suspended, not necessarily your driver’s license, unless, again, you are required to provide proof of insurance due to your driving record. You can check with your DMV office to see what may be required to keep your license valid.

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