Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Sep 15, 2020

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If you are a young single, are employed, and are already covered by an employer-sponsored group plan, you can ignore package right now. Eventually the employer may adjust your plan benefit by moving toward HSAs as an option (if not already available), because part of the package allows the use of HSA funds for the new long term care option (CLASS act, or Community Living Assistance Services and Supports).