If you were in a car accident and your medical insurance paid 523.89,total amount was 3,901.00 can the hospital go after the rest of the money?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 11, 2013

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Insurance Question from Phoenix, AZ

Asked on 02/11/2013

If you were in a car accident and your medical insurance paid 523.89,total amount was 3,901.00 can the hospital go after the rest of the money? Just want to know if hospital can go after rest of money after they have been paid already!

Answer given on February 13, 2013

If you were in an auto accident and your medical insurance paid for the injuries, then you should be settled with the care facility for the amount owed.However, if you are paid by your insurance company, under medical payments coverage, or by the other party’s insurance for bodily injury, then you may be expected to reimburse your medical insurance coverage for the amount they paid out. Any pain and suffering settlement would not be affected by the other medical payments received. Medical insurance companies work out a payment program for services you receive. That is why your company was able to pay less than the original billing. However, you are not expected to benefit financially and be paid double – by your medical carrier and then the auto insurance carrier. The auto insurance company may ask for proof of what you received from your medical insurance company before they will settle with you.

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