If you were in a car accident and your medical insurance paid 523.89,total amount was 3,901.00 can the hospital go after the rest of the money?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Feb 11, 2013
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Phoenix, AZ
Asked on 02/11/2013
If you were in a car accident and your medical insurance paid 523.89,total amount was 3,901.00 can the hospital go after the rest of the money? Just want to know if hospital can go after rest of money after they have been paid already!
Answer given on February 13, 2013
If you were in an auto accident and your medical insurance paid for the injuries, then you should be settled with the care facility for the amount owed.However, if you are paid by your insurance company, under medical payments coverage, or by the other party’s insurance for bodily injury, then you may be expected to reimburse your medical insurance coverage for the amount they paid out. Any pain and suffering settlement would not be affected by the other medical payments received. Medical insurance companies work out a payment program for services you receive. That is why your company was able to pay less than the original billing. However, you are not expected to benefit financially and be paid double – by your medical carrier and then the auto insurance carrier. The auto insurance company may ask for proof of what you received from your medical insurance company before they will settle with you.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.