if the beneficiary dies before a claim is filed does that $ go to his estate or to the contigent?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Oct 16, 2011

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Insurance Question from Brewster, OH

Asked on 10/16/2011

if the beneficiary dies before a claim is filed does that $ go to his estate or to the contigent? NULL

Answer given on October 18, 2011

If the beneficiary dies before the insured person, the contingent beneficiary would get the death benefit.  This could get sticky in some states if the beneficiary lived long enough after the insured to possibly have collected. Say they both were in an auto accident in the same car.  The insured dies and then two weeks later the beneficiary dies.  The claim has not been filed yet.  In some states, the beneficiary would be awared the death benefit only to go to his heirs since he is now deceased.  Without know the entire circumstance of your situation, I am unable to say for sure.  However you can always discuss it with an attorney if you have any legal issues surrounding the award of the death benefit.  Contact an attorney by clicking here.   


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