if someone got in an accident in my car and it was not there fault , they also went to the hospital.. does the insurance company give them the money ?
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UPDATED: Feb 7, 2012
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Insurance Question from Franklinton, NC
Asked on 02/07/2012
if someone got in an accident in my car and it was not there fault , they also went to the hospital.. does the insurance company give them the money ? i am worried that if they get the check in there name they may not give me the money
Answer given on February 08, 2012
If your car was involved in an accident, even if driven by another person, the insurance check for damages to your car should be paid to you by the insurance company. I am presuming you are working with the insurance company for the other party who caused the accident. Just be clear that you are the owner of the car so they will make payment correctly. The insurance company may choose to make the check payable to the repair facility you choose to repair your car, rather than make payment to you. Make sure you understand how that settlement will be made.For the injuries to the driver of your car, the insurance company will most likely make payment directly to the hospital and/or doctors who cared for the injured person. If the injured person makes a claim for pain and suffering and is awarded an additional amount of money, then that check will be payable to that person and not you, since the injuries were not yours.
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