If someone backed into me in a parking lot gave me all of her information and now telling her insurance shes not responsible what can I do

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Oct 5, 2011

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Insurance Question from Cleveland, OH

Asked on 10/05/2011

If someone backed into me in a parking lot gave me all of her information and now telling her insurance shes not responsible what can I do She told me she couldnt see from the rain and now is saying that i hit her but her drivers side hit my drivers side

Answer given on October 07, 2011

Parking lot accidents can be very frustrating and difficult to resolve. Many times the original statement from the other party can change as they rethink the incident.In this case you should report the parking lot accident to your insurance company or agent. The company will take your statement and a statement from the other party. The adjuster will then make a determination of fault based upon the information received. The other person’s insurance company and adjuster will do the same and the two will try to resolve the incident. There could be a disagreement and percentage of fault could be determined in the negotiations. If the side of your car was damaged by the side of the other party it will be less clear as to who was at fault. However, the adjusters will try to resolve this to everyone’s satisfaction. If you are determined to be less than 50% at fault then there should be no effect upon your insurance rates.


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