If I let someone borrow my car and I know he had been drinking and he has an accident, can I be sued, since I let him use the car
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UPDATED: Mar 28, 2012
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Insurance Question from Englewood, FL
Asked on 03/28/2012
If I let someone borrow my car and I know he had been drinking and he has an accident, can I be sued, since I let him use the car If someone borrows my car and has been drinking and has an accident and someone is killed or injured, can I as the owner be sued if my insurance is less than the law suit?
Answer given on March 31, 2012
You should never let anyone borrow your car if you knew they had been drinking. However, if he caused an accident, then your insurance will be responsible for damages to the other party This could be different if you are in a no-fault state. If so, you need to talk to your agent or insurance company to see how they will handle the accident.If your insurance is required to pay for the damages and injuries to the other party, and the limits are exhausted due to the amount of injuries and damages, you can be held personally responsible for any amount over your limits. Your friend who was driving may also have a legal responsibility for the damages and injuries to the other party, since he was the driver.Again, if you knew the other driver had been drinking and you still let him drive, you could have a problem with the police for allowing him to use your car.
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