if i get divorced, will the insurance coverage stop right away and i’ll be able to apply for medicaid (im pregnant)?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 30, 2010

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Insurance Question from Fisher Island, FL

Asked on 06/30/2010

if i get divorced, will the insurance coverage stop right away and i’ll be able to apply for medicaid (im pregnant)? i have been seperated for a year. My husband and I have only kept their marriage because he did not want to pay for the insurance premium as single ( he has a pre-existing condition). Now I am pregnant and expecting a child in 8 months. My questions are: if i get divorced can i apply for medicaid right away? My husband still declared me as his dependent last year and i didnt have a job. Now i'm not working and dont live with my husband anymore. The insurance was in my name and he was as my dependent. what do i need to do to get medicaid asap?

Answer given on June 30, 2010

According to the Medicaid website, you "should" fall into the category of being eligible.  You are single, pregnant, and have no job/income. 

Florida is on of the states that also includes the "medically needy" for eligibility, for those that don’t meet the eligibility guidelines otherwise, but still need assistance. Also, in some cases, Medicaid can be retroactive for up to three months, so that may be beneficial for you, too.

Your best bet would be to contact one of the Medicaid office for the state of Florida.  Here is a link for you to follow, with an interactive map by region.  I don’t know which region you are in, but there are thirteen to choose from based on where you live.




Give them a call.  They should be able to get you going in the right direction.


Good luck!



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