If i drive my own vehicle for company business and on the way my car damage did my company pay my loss

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 19, 2013

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Insurance Question from Salt Lake City, UT

Asked on 05/19/2013

If i drive my own vehicle for company business and on the way my car damage did my company pay my loss On 11th May my company sent me to the another city to do some work but on the way the tire of my vehicle popped and car fell into the ditch car was totaled and was towed and disposed off police did't charge for no fault but I suddenly face 60000 dollars damage including my vehicle, tow and disposal fee . Can I ask company to compensate meI have only liability insurance on my old vehicle and not collision insurance

Answer given on June 18, 2013

In auto insurance the coverage follows the car. Since it was your car your insurance would be the responsible company for the loss. Since you did not have collision coverage there would be no coverage for your claim.There is no negligence on the part of your employer. You could have asked them to provide you with a rental car to go to the other city, but you decided to drive your own car. Their insurance company will most likely decline coverage since the tire blew out and that could be considered a maintenance issue with no negligence by your employer.The amount you are indicating seems very high considering the fact that you say your car was old. Towing would not be that much and disposal is often not charged to the car owner and the company will simply sell the car for salvage. If you are receiving bills for $60,000 you need to find out why such high costs and you may need help from an attorney to resolve this.

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