IF i am a renter, and a tree on the landlord’s property falls on my car, is the landlord responsible for the damage done to my cae?
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UPDATED: Oct 30, 2010
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Insurance Question from Parkersburg, WV
Asked on 10/30/2010
IF i am a renter, and a tree on the landlord’s property falls on my car, is the landlord responsible for the damage done to my cae? NULL
Answer given on October 30, 2010
If a tree falls on your car, it is usually considered an “act of God” and the damage would be covered by your automobile policy under the comprehensive portion of the policy. This would not be considered chargeable to you, and your rates will not be affected. However, there is usually a deductible that applies.f you do not have comprehensive insurance on your car you can discuss the issue with your landlord to see if he or she would be willing to try to file a claim under their liability policy.
If you have told the landlord that the tree was unsafe and needed to be removed or trimmed, then you may have a claim against his or her insurance. However, you would need to show proof that you had complained about the tree.
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