I Will Retire Next Year. Will I Be Able To Convert To An Individual Policy Without Having To Pass A Medical Examination?
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UPDATED: Jul 16, 2021
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Some companies offer group life insurance that continues after retirement. The amount of coverage typically declines in steps over several years after retirement. Eventually it ends or drops to a final, reduced amount. Companies that do not offer post retirement life insurance coverage generally have an option to convert to permanent (non-term) insurance within 30 days of retirement without evidence of insurability and without a medical exam.