I was rearended and now the other two vehicles involved their insurances, one will only pay 40%her and the other is saying wont pay,what do I do to ge

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Oct 31, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Miami, AZ

Asked on 10/31/2011

I was rearended and now the other two vehicles involved their insurances, one will only pay 40%her and the other is saying wont pay,what do I do to ge I waswas rearended while stopped at a stoplight , later found out through police report 3rd car involved was at fault. Now her insurance will only pay 40% of the claim became they said that in my interview I said I felt two impacts. I didnt even know there were two vehicles involved behind me until after. I was taken by ambulance to hospital. No injuries except for sprains in my neck and back.

Answer given on October 31, 2011

Multi vehicle accidents are difficult to deal with because the insurance companies for the responsible parties don’t work well together. Apparently in your statement you said you felt two impacts. This will cause the one company not to be willing to pay for all of your damage. Since the second company refuses to pay you are facing some problems.You should contact your insurance company to see what coverages you have. If you have collision insurance, then file a claim with your company and they will pay for the repairs, less your deductible. If you have medical paymments coverage, they will pay for your medical bills, up to the limit in the policy. They will then subrogate against the other two companies. When things settle you will probably get your deductible back. By filing a claim with your companyit does not mean you have any responsibility and your rates will not be affected. It just makes it easier for you to move forward on your repairs and gets you out of the loop of the settlement.


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption