i was in a car accident and was injured but the other party was at fault.i got a settlement but should i be paying my own hospital bill out of it or should the other party insurance payed it for it.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Nov 9, 2017

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Insurance Question from Columbia, SC

Asked on 11/09/2017

i was in a car accident and was injured but the other party was at fault.i got a settlement but should i be paying my own hospital bill out of it or should the other party insurance payed it for it. my settlement

Answer given on November 11, 2017

If you are injured in an auto accident and the other party’s insurance company has offered a settlement, and you accepted, then that settlement includes the amount of hospital bills for the injuries from the accident. 

Often insurance companies offer early settlements on accidents, but you were not required to accept at the time.  You can review the information on the check and any correspondence sent with it to be sure the insurance company is considering this a full and final settlment.  If so, then you are stuck with the bills.  It is possible the insurance company was offering this in addition to the hospital bills, but that is unlikely.  You can go back to the insurance company and attempt to obtain additional funds for your bills, but it is not likely to be accepted.  You can also check with your insurance company and see if you have medical payments coverage under your policy. If so, you may be able to get an additional amount from them.


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