I Took The AARP Senior Driving Course. Does This Have Any Effect On My Insurance Rates?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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A senior driving course can reduce your insurance rates. If you are over 50 years of age the insurance company can give you a credit off your rates. The credit is not large, generally about 5%. However it can last up to 3 years and if you continue to take the course every 3 years, that credit will continue. Sometimes the cost of the course may be higher than the savings, but the course does help you learn to be a better driver and can give you tips that you didn’t know, or had forgotten. The premium savings on your insurance policy is just a little extra perk for taking the course.

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