I Like To Go First Class. What Is The Top Of The Line Plan?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Sep 15, 2020

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You should look for a plan that provides coverage until retirement age or even for life. It should be non-cancelable (the insurance company cannot end your coverage) and guaranteed renewable (the rates are guaranteed not to increase). You might also want some extra features, such as:

1. CPI Cost of Living Adjustments

2. Automatic Increase in Benefits

3. Guaranteed Insurability

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