I Have Someone Who Helps Me Around The House and She Occasionally Drives My Car. Is That Ok?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Sep 15, 2020
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Yes. In general, that is fine. You should probably notify your insurance company that your helper drives your car, but under most circumstances, she’ll be covered.
But remember, if the driver is using your car, it is your liability and responsibility in the event of an accident, since you have authorized them to use the car. Therefore, you need to be careful who you authorize to use the car and how they are supervised. When you are looking at a driver be sure to consider their age, driving experience and driving record, as that can affect your insurance costs. You have the right to ask the potential driver to provide their record, which they can get from the local Deptartment of Motor Vehicles. If they borrow the car, with or without your express consent, you can sometimes be held financially responsible for their accidents.