I have a dui in another PA 10- years ago. I want to go for car insurance in SC and buy a car in my name finally. Am I good to go?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 14, 2015

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Insurance Question from College Park, SC

Asked on 02/14/2015

I have a dui in another PA 10- years ago. I want to go for car insurance in SC and buy a car in my name finally. Am I good to go? Will the dui from ten years ago effect me here now? IT's been 10 years and I'm finally ready to buy a car and get insurance in another State. Do I have to tell them about the previous conviction from so long ago?

Answer given on March 09, 2015

Each state is different in how they handle a DUI on a person’s driving record. To my knowledge, ten years is about the longest that it stays on the record. When you apply for insurance, the insurance agent or company will ask for your driving record, and they will usually tell you how far back they want you to go. If you are not certain, ask them. If you are beyond the time frame, it will not affect your insurance or ability to get it.If you have not had a driver’s license during this time, you may pay a penalty for being an “inexperienced” driver. If you have had a license but no car, they should not apply a penalty, but every insurance company is different. Make sure you get a firm quote from the company before you sign up. You should also get multiple quotes before deciding, since rates vary quite a bit.

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