i got into a car accident and i dont have a licence or insurance it was not my fault what could i except to happen to my car ?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Aug 16, 2012
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Escondido, CA
Asked on 08/16/2012
i got into a car accident and i dont have a licence or insurance it was not my fault what could i except to happen to my car ? the cops said that it was not my fault and that i could pick up the police report in 10 business days so i just need to know since it was not my fault does the ladys insurance help me out with my car
Answer given on August 19, 2012
While it is the law that you have a license and insurance if you are operating a vehicle, if the accident was not your fault then the insurance company who insures the other driver should pay for the repairs to your car. If they try to deny coverage because you are not insured, you will have to ask for a supervisor and try to get them to settle the claim. A copy of the police report could help you in proving that you were not at fault.The police could fine you for not having a license or insurance, but, again, that has no bearing on the case and you are entitled to reimbursement for the damages and any injuries that you may have suffered. Stay in touch with the insurance company and keep pressuring them to settle the claim. If you are not successful you may have to get an attorney, or contact the Dept of Insurance to see if they can pressure the company to settle this claim. Then go get insurance!
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.