i got into a car accident and i dont have a licence or insurance it was not my fault what could i except to happen to my car ?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 16, 2012

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Insurance Question from Escondido, CA

Asked on 08/16/2012

i got into a car accident and i dont have a licence or insurance it was not my fault what could i except to happen to my car ? the cops said that it was not my fault and that i could pick up the police report in 10 business days so i just need to know since it was not my fault does the ladys insurance help me out with my car

Answer given on August 19, 2012

While it is the law that you have a license and insurance if you are operating a vehicle, if the accident was not your fault then the insurance company who insures the other driver should pay for the repairs to your car. If they try to deny coverage because you are not insured, you will have to ask for a supervisor and try to get them to settle the claim. A copy of the police report could help you in proving that you were not at fault.The police could fine you for not having a license or insurance, but, again, that has no bearing on the case and you are entitled to reimbursement for the damages and any injuries that you may have suffered. Stay in touch with the insurance company and keep pressuring them to settle the claim. If you are not successful you may have to get an attorney, or contact the Dept of Insurance to see if they can pressure the company to settle this claim. Then go get insurance!

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