I Buy No-Load Funds, Shop At Discount Stores, And Use Coupons At The Food Store. I Don’t Need A Lot Of Hand-Holding. So How Can I Avoid Paying High Commissions To Buy Life Insurance?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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Some companies sell direct (by phone or mail or Internet) and have no agents. Such companies still have marketing expenses. No commissions to agents does not always mean their products will be less expensive. You still need to do your homework. To find the company with the lowest premium for the insurance plan you want, you can contact representatives from several companies or agents that represent numerous companies; check consumer magazines; or use the Internet to get quotes. You can buy insurance right here through this website.

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