I Am Too Old To Drive So I Hired Someone To Drive Me. How Does This Work With My Car Insurance?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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You can add any licensed driver to your policy. In fact the insurance companies want to know about any regular driver in the household so they can properly underwrite the account. When you are looking at adding a driver, be sure to consider their age, driving experience and driving record. You have the right to ask the potential driver to provide their record, which they can get from the local Department of Motor Vehicles. If the driver is using your car, it is your liability and responsibility in the event of an accident, since you have authorized them to use the car. So, you need to be careful who you let use the car. Of course, if you have a neighbor, friend or relative drive you on occasions, there is no need to add them to your policy, especially if they have their own insurance.

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